Facility Usage Insurance Requirements

When outside groups use University facilities for activities, that group’s liability insurance must cover the activity. Examples of this may include: dances, conferences, camps, athletic events, and fundraising activities. Outside groups must provide a certificate of insurance one-week in advance of the event, verifying that they have liability insurance. The certificate should be mailed to Jan Trionfi, Director of Risk Management and Insurance, Central Michigan University, Smith Hall 103, Mt. Pleasant, MI 48859, or faxed to (989) 774-1303.

The outside group's certificate must reflect the following details to be acceptable:
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 The certificate must name Central Michigan University as the Certificate Holder.
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 The certificate must name Central Michigan University as an additional insured, with the exception of Workers’ Compensation.
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 The limit of liability must be no less than $1,000,000 per occurrence.(Some exceptions may apply; contact the Risk Management and Insurance office.)
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 The policy period is current for the dates indicated for the scheduled activity.
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 When applicable, the dates of the activity must be listed in the description portion of the insurance certificate.
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 The cancellation portion of the certificate must state 10 or 30 days written notice.

The contact for the outside groups may be unfamiliar with the purchase of insurance (look in phone book to attain names of local insurance agents or brokers). The group contact may purchase insurance from any insurance agency or broker. Also, in some cases, an individual's homeowner's insurance policy may be endorsed to cover an event. Listed below is one local agency that may be of assistance.

General Agency Company
Contact: Jan Kile
525 E. Broadway
Mount Pleasant , MI 48858
Phone: 989-773-6985
Fax: 989-772-1855

The group should select the insurance program that best fits its needs while meeting the minimum insurance requirements for the use of University facilities.

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